The issue of life insurance is especially relevant for pensioners, for conscripts and military personnel, for tourists, for children and representatives of risky professions. Health insurance is equally important. Today, quite a few insurers offer their services. Almost everyone has the opportunity to insure their own life today.
It is necessary
Documents proving your identity (passport, TIN, the full list must be checked with the selected insurance company), money
Instructions
Step 1
You need to choose a life insurance program. There are two options: accident insurance and endowment insurance. In both cases, the payment is made upon the occurrence of an "accident", but the conditions are significantly different. With accumulative insurance, if the insured event did not occur before the expiration of the contract, you will receive the funds you contributed back. Under such an agreement, you can pay the insurance amount once, in several installments, or pay premiums regularly, until the end of the agreement. With ordinary accident insurance (not cumulative), the deposited funds will not be returned to you.
Step 2
Having chosen the type of insurance, proceed to the choice of the insurer company. Collect as much information as possible about the reliability of the company, read reviews, how regularly funds are paid. Estimate how long the company has existed.
Step 3
Having chosen a company, carefully read the life insurance contract, if something is not clear to you, do not hesitate to ask questions. The contract should not contain conditions that can be interpreted in different ways.
Step 4
Sign a contract and deposit the required amount.
