Old age retirement pension consists of three parts: basic, insurance and funded. To calculate the total amount of the pension, you need to determine the size of each of these three parts, and then find the total amount.
It is necessary
Federal Law No. 173-FZ of December 17, 2001, the size of the insurance and accumulative parts of the pension capital, the expected period of pension payment
Instructions
Step 1
The basic part of the labor pension is a specific figure established by the federal law No. 173-FZ "On labor pensions in the Russian Federation". Article 14 of this law is devoted to the size of pensions. For some categories of citizens, the basic part of the pension is set in an increased amount: those who have reached 80 years of age, have a disability, dependents, work experience in the Far North, etc. At present, the basic part of the pension is formally considered an integral element of the insurance part.
Step 2
The insurance part of the labor pension is determined by dividing the amount of the pension capital by the expected period of payment of the labor pension. Pension capital consists of the total amount of insurance premiums and other receipts to the Pension Fund of the Russian Federation to the individual account of the insured person. The expected period of pension payment in accordance with Law No. 173-FZ is from 14 to 19 years and increases to its maximum period in stages by years. For example, if the pension was awarded in 2009, the expected period was set at 186 months; if in 2010 - 192 months, etc. From 2013 this period will reach a maximum mark of 228 months (19 years). Moreover, if the labor pension is assigned later than the statutory age (60 years for men and 55 years for women), the expected payment period will decrease by as many years as they have passed since the onset of this age (but cannot be less than 14 years).
Step 3
The amount of the funded part of the retirement pension is determined by dividing the amount of the insured person's pension savings recorded in the special part of his individual personal account by the number of months of the expected period of payment of the retirement retirement pension (the same that was used to calculate the insurance part of the pension).
Step 4
The total size of the old-age labor pension is determined by adding all three parts: basic, insurance and funded.
