Everyone needs help from friends and mutual assistance. It's nice to know that in a difficult financial situation, friends can help you out, and you can count on them. Accordingly, when you have money, you are ready to respond to another person's request to lend it to him. But sometimes the supplicant becomes too persistent and begins to abuse your kindness, in this case you are forced to find a way and somehow get rid of him.
Instructions
Step 1
This is especially true for those people who know for sure that you have money and you, even if you demand it back, not too persistently. They assume that you can return the money you have taken later, not on time. You should not count on the conscience and decency of such people. They are cornered by life's circumstances and expect to receive the money now, and give it as far as possible. If this person himself is guilty of the deplorable state of his finances, then you should not help him out. Instill this in yourself so that your conscience is clear.
Step 2
You can refuse with the following phrase: "I have no free funds, all the money is planned." If you say this firmly enough, chances are that the request will not be repeated. At least today.
Step 3
You can also ask to be provided with a large deposit as "insurance", the cost of which is much more than the amount that is being asked of you for a loan. Of course, there is a possibility that you will be considered a huckster, but after all, banks and credit organizations do just that. Your goal is to inspire a person with the idea that he will not be able to constantly use your money just like that, and what he thinks about you is the tenth thing, especially if this person is an outsider for you.
Step 4
The money that is in your wallet, you earned, and did not receive it just like that. Therefore, do not exchange them for a worthless piece of paper called "Receipt". If you initially formalize your monetary relations using this paper, it means that you do not trust the person and are insured in case of litigation. Now think - do you need a court? He can only award money to you, and this process can take several years. You will waste time and spoil your nerves as punishment for a moment's pity. This is also a reason for a firm refusal. And a firm refusal can discourage even the most arrogant beggar and you can get rid of him.
