The help of intermediaries in obtaining a state certificate for maternity capital is not required. If intermediaries help cash out capital, their actions are criminalized.
Every Russian family has the right to maternity capital after the birth or adoption of a second, third and subsequent child. Prerequisite: the baby must appear in the family in the period from 2007-01-01 to 2016-31-12. The size of maternity capital is recalculated annually taking into account inflation: in 2014 it amounted to 429, 409 thousand rubles. The issuance of maternity capital in cash is not provided: citizens are issued with a certificate of the established form.
How do you get a certificate for maternity capital
Obtaining a certificate can be presented in the form of the following diagram. Registration in the registry office of a birth or adoption certificate of a child. Applying for a state certificate at the Pension Fund at the place of residence. The application must be accompanied by the necessary documents: passport or other identity card, birth or adoption certificate, documents that confirm the child's Russian citizenship. Receipt of a notification from the PF about the issuance of a certificate indicating the date of its receipt Obtaining a certificate at the PF department.
As can be seen from the presented diagram, obtaining a certificate does not present any particular difficulties. In this case, the help of intermediaries is not needed: the owner of the certificate can directly collect the documents and take them to the Pension Fund. Nevertheless, the Internet is replete with advertisements for intermediary services in obtaining maternity capital. In this case, we are talking about cashing it out.
What help do intermediaries offer when obtaining maternity capital
Since the government does not provide for the payment of cash in lieu of issuing a certificate, some Russians are tempted to circumvent the law. Cashing out is carried out using the so-called "gray" schemes.
In particular, intermediaries-realtors offer their help in finding cheap housing, the owner of which is ready to participate in an illegal transaction. The purchase agreement specifies the overvalued value that the buyer pays using the certificate. After that, the seller returns the majority of the amount to the buyer after deducting the real cost of the home and commissions to the intermediary.
There are other ways to cash out maternity capital, and they all fall under Art. 159 of the Criminal Code of the Russian Federation. When resorting to the help of intermediaries, you need to remember that punishment is provided not only for fraudsters, but also for those who used their services.
